Income Tax Calculator 2025-26
Compare Old vs New tax regime. Find which saves you more money this year.
Income — FY 2025-26
₹8.00 L
Annual CTC excluding HRA and allowances
₹2.00 L
House Rent Allowance from employer
₹0
Interest, freelance, capital gains etc.
Gross total income₹10.00 L
Old Regime Deductions
These deductions only apply to old regime. New regime doesn't allow most deductions.
₹1.5L cap₹1.50 L
₹25K (₹50K for senior)₹25,000
₹50K extra₹50,000
₹2L cap₹0
₹0
₹0
₹0
Total deductions₹2.75 L
Better for you
New Tax Regime
Save ₹59,800 more with new regime
Tax saved
₹59,800
New Regime
BETTER ✓Taxable income₹9.25 L
Rebate 87A-₹32,500
4% cess₹0
Total tax₹0
In-hand₹10.00 L
Old Regime
Taxable income₹7.25 L
4% cess₹2,300
Total tax₹59,800
In-hand₹9.40 L
Tax outgo comparison
New Regime
₹0
Old Regime
₹59,800
Monthly in-hand (New)
₹83,333
Monthly in-hand (Old)
₹78,350
💡 Why New Regime wins for you
Your deductions (₹2.75 L) are not enough to offset the lower new regime slab rates. The new regime's flat lower rates save you ₹59,800 even without deductions.
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