RD Calculator
Calculate Recurring Deposit maturity with real 2026 bank rates. Compare RD vs SIP.
RD Details
₹5,000
2Y
7.00% p.a.
4%10%
Maturity amount
₹1,29,099
Invested: ₹1,20,000 · Interest: ₹9,099
After tax (30%)
₹1,26,369
Effective yield
7.58%
Total invested
₹1.20 L
24 deposits
Interest earned
₹9,099
7.6% gain
Tax deducted
₹2,730
30% slab
Month-by-month growth
M1: ₹5,029
M2: ₹10,087
M3: ₹15,175
M4: ₹20,292
M5: ₹25,438
M6: ₹30,615
M7: ₹35,821
M8: ₹41,058
M9: ₹46,325
M10: ₹51,623
M11: ₹56,951
M12: ₹62,311
M13: ₹67,701
M14: ₹73,123
M15: ₹78,576
M16: ₹84,060
M17: ₹89,577
M18: ₹95,125
M19: ₹1.01 L
M20: ₹1.06 L
M21: ₹1.12 L
M22: ₹1.18 L
M23: ₹1.23 L
M24: ₹1.29 L
InvestedValue
📊 RD vs SIP at same rate
RD maturity
₹1,29,099
Guaranteed returns
SIP returns (est.)
₹1,29,154
Market-linked, not guaranteed
SIP could give ₹55 more — but RD is risk-free and guaranteed.
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